Travel Insurance Buying Tips

Take the time to make a list of everything you might do on your trip.  Make a note of all of the physical activities that you will do on the vacation.  If you plan on rafting, hiking or diving put that on your list.  Next make a list of all of the items that you will be taking with you.  you need to list of items of any financial value for example: cameras, binoculars, laptop, golf clubs.  The next item is to note where you will be traveling.  If you are going to multiple countries then the travel insurance agency needs to know this to make sure you are fully covered.

Please remember the following:

1. Be honest with the travel insurance agency because when you need the coverage you want to make sure your policy is valid.
2. Be suspicious of marketing claims such as "Insure 1 person and get another insured for free".  Remember that you do get what you pay for and the fact that an accident can result in such large medical bills, you don't want to take chances.
3. The unlimited medical insurance coverage is a great claim but don't overpay.  A 1-2 million dollar policy is more then enough to cover 99.9% of the claims that have ever been filed.
4. Shop around because pricing will vary.  Try to get a least 3 quotes to make sure you are getting the best deal.
5. Read the small print so that you do not do anything that would cause your travel insurance policy to be invalid.