Pre-existing medical conditions such as asthma, diabetes, etc.. To get coverage for these type of medical conditions you will probably be asked to fill out a detail medical form so that the condition can be completely documented.

Dangerous sports are very hard in not impossible to get covered for such as canyon climbing, parachuting, white water rafting, bungee jumping and scuba diving to depths under 30 meters. There are some sports insurance specialist that might be able to give you coverage but expect to pay a fairly high rate for these types of high risk sports insurance.

CelticGroup