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Trip Insurance Advice

TRAVEL INSURANCE

What is travel insurance?
How does it work
Why you need it

GENERAL INFORMATION

Items not generally covered
Be sure to cover these items
Specialty coverage
Important Buying Tips

AREAS OF COVERAGE

Medical expenses
Personal accident
Cancellation
Travel delay
Baggage/Personal Belongings
Travel Documents
Cash limit
Personal Liability
Legal expenses
Adventurous Activities
Excess
Territorial limits
Winter sports

TERMINOLOGY

Glossary of terms

TRAVEL LINKS

World Travel Warnings
U.S. Passport
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 


 

Travel Insurance Terms Explained
 

WRITE IT
Cash Limits

This is cover for physical cash that you have in your pocket that you may lose, have stolen etc. The amount you get covered for should equate to what you carry around. If you're not going to carry around over £100 cash (which is sometimes the limit for cash payout), then you may not want this. You will need to prove what you had in your pocket, so remember to keep all receipts when you take cash out of machines etc. - your only proof. Without you may get nothing. Most backpackers choose not to take this as it isn't worth the hassle claiming for £30-£40 going missing.

 
   
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